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The City of Yuma, in an attempt to spur revitalization of the area, secured EPA Brownfields grants to do planning and to work with property owners on a voluntary and cooperative basis to do assessments. Initial results from this process show the area is ready for development and redevelopment. Often, there is more perceived contamination than real, said Bobette Bauermann, project planner. Now the City has developed a new vision for the site which would meet a crucial need for Yumas economy and help energize the downtown. The plan contends that the Yuma community needs a 4 year university in order to cultivate home grown talent for the jobs of the 21st century and to attract industries that need that talent. The campus is envisioned as an urban campus with density to complement the historic downtown.

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Meteorologists talk about the sun rising and setting, even though they know very well that actually the Earth is moving around the Sun, rather than vice versa. Doctors refer to a pregnant womans water breaking, when actually the liquid is amniotic fluid, and not merely H2O. Furthermore, the amniotic fluid does not break, rather the sac containing the fluid bursts. The Bible writers also referred to things as they appeared. Paul, for example, in his discussion of Jesus resurrection, described some of the Christians who had died as having fallen asleep 1 Corinthians 15:6. Did Paul know that these Christians had died, and not merely fallen asleep?Most certainly. Did the Bible writers know that the bat is not a blue bird?Of course. But what about the rabbit?Why is it listed among the cud chewers?It may be simply because rabbits appear to chew their food very thoroughly like true ruminants, and this is what the law is insisting on Wenham, 1979, p. 172, emp. added. Rabbits move their jaws and wiggle their noses in a way which looks like they are ruminating Harris, 1990, 2:571.

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Beyond financing: crowdfunding as an informational mechanism. Journal of Business VenturingIntroductionMicrofinance: the traditional modelMicrofinance encompasses a range of financial services targeted at the poor and provided by Microfinance Institutions MFIs Christen et al. 2004. For this reason MFIs tend to operate in developing countries with the aim to provide financial inclusion to people who are rejected by the traditional banks. The initial capital injection and continued sponsoring for MFIs is often provided by charitable or governmental agencies Caudill et al, 2009. Subsequently, the MFI is able to loan to borrowers and pay for operating costs. The borrowers, pay interest on their loan, allowing the MFI to run a sustainable business. Microfinance: emerging business modelsThe Global Symposium in 2017 in Kuala Lumpur opened in its booklet with the following insights:customer centricity, new business models and role of regulation. These chapters strongly resemble the themes found in a Customer Centric Digital Commerce course at university these days. Whereas often the disruption of industries due to new business models and increased customer centricity is discussed in the context of for profit firms, this symposium highlights the importance of these themes for the non profit sector. For the microfinance sector, three new microfinance business models have been identified as promising models for the future: mobile money, agent banking and crowdfunding.

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